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BELK Credit Card Disclaimer


__BELK Credit Card is not a financial institution, insurance provider or other service provider.  Instead, the BELK Credit Card website may help you to connect with service providers that might meet your needs based on information provided by you.  BELK does not, and will not, make any coverage or credit decision with any service povider referred to you.  BELK Credit Card does not issue mortgages, credit cards, insurance coverage or any other financial products. BELK Credit Card does not make any warranties or representations regarding the quotes, fees, terms, rates, coverage or services offered or made available by service poviders.  BELK does not guarantee quotes, fees, terms, rates, coverage or services offered by service providers.

BELK Credit Card and its affiliates, through this website, provide a venue through which you can obtain information and you can find third-party service providers, such as financial institutions, credit card providers, mortgage brokers, insurance brokers, insurance agents, discount program representatives and other professional service providers.  BELK Credit Card does not endorse or recommend the products or services of any service provider, and is not an agent or advisor to you or any service provider.  BELK Credit Card does not validate or investigate the licensing, certification or other requirements and qualifications of service providers.  It is your responsibility to investigate service providers.  Service providers are solely responsible for any services that they may provide to you and BELK Credit Card shall not be liable for any losses, costs, damages or claims in connection with, arising from or related to your use of a service provider's products or services.  BELK Credit Card urges you to obtain the advice of financial advisors, insurance agents, brokers or other qualified professionals who are fully aware of your individual circumstances before you make any financial or insurance decisions. 

_Obtaining Your Card: The USA PATRIOT Act is a federal law that requires all financial institutions to obtain, verify and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, you will be asked for your name, address, date of birth and other information that will reasonably identify you. You may also be required to provide your driver's license or other identifying documents. "Guaranteed Approval" is contingent upon successfully passing this mandatory identification information.

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